Travel smart with thorough protection

Always wanted to travel around, yet constantly worry about contingencies that may happen such as trip cancellations, flight delays, or even baggage loss? Voyager provides a wide range of benefits, including exhaustive travel personal accident protection, as well as extensive medical coverage, let the adventure begin!

What’s more, you can get this travel protection online, right at your fingertips! You travel and we take care of your worries!

Key benefits

COVID-19 Benefits Extension under Overseas Travel (Supreme) Plan

  • Medical expenses incurred for hospitalisation due to COVID-19, up to RM450,000 per Family and up to RM300,000 per Insured Person.
  • Emergency medical evacuation and repatriation up to RM150,000.
  • Repatriation of mortal remains up to RM15,000.
  • Trip cancellation up to RM15,000 per Family and up to RM5,000 per Insured Person.

More cover for travel inconvenience

Loss of travel documents and personal money up to RM25,000 for Family Plan and up to RM8,000 for Individual Insured Plan.


Accidental death and permanent disablement

A lump sum compensation up to a maximum of RM300,000 is paid as result of accidental death or total permanent disablement while travelling.


Baggage and flight delay coverage

We will pay RM200 for each full six (6) consecutive hours for delay of baggage arriving at the scheduled destination or flight departure from the schedule time.


Wide range of medical benefits

YCovers for medical expenses due to accidents and sickness while overseas up to RM400,000 per Family and up to RM200,000 per Insured Person.


Automatic 30 days cover extension

Extension of cover for a further 30 days to complete the planned journey due to injury, sickness or delayed of booked transport that is beyond the control.

Note: Terms and conditions apply.

Footnotes and disclaimers


Please do take note of the below to ensure you fully understand what this product does and does not cover.


General Exclusions

  1. War, radiation or contamination by radioactivity, nuclear weapons material.
  2. Nuclear, chemical or biological terrorism.
  3. Pre-existing physical or medical conditions, physical or mental defects or infirmity.
  4. Childbirth, pregnancy, miscarriage or any complications thereof.
  5. HIV and/or HIV related illness including AIDS, and any communicable diseases which require quarantine by law (except as provided under the COVID-19 Benefits Extension).
  6. Self-inflicted injury and provoked murder or assault.
  7. Suicide or attempted suicide while sane or insane.
  8. Motor sports rallies or competition, speed testing, reliability trials or racing of any kind other than on foot, professional or semi-professional sports.
  9. Flying or any aerial activities otherwise than as a fare-paying passenger in a common carrier provided and operated by an airline or air charter company which is duly licensed for the regular transportation of fare-paying passengers over an established air route.
  10. Serving in any branch of the armed forces or fire-fighting services or agencies (whether voluntary or otherwise) including police of any country or international authority (whether in time of peace or war).
  11. Criminal or illegal activities.


Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions. 


You and your spouse must be between 18 and 80 years old. Your children must be aged between 1 month to 18 years old (or 23 years old, if they are in tertiary education). Voyager is only available for Malaysians or Malaysian permanent residents or work permit holders who are legally employed in Malaysia.

In addition, you must ensure that the following requirements have been fulfilled in order to be covered under the COVID-19 Benefits Extension (applicable to Overseas Travel (Supreme) Plan only):

  1. you must be fully vaccinated as prescribed in the vaccination certificate issued by the Government of Malaysia or your country of residence; and
  2. you must adhere to the latest travel requirements and guidelines issued by the relevant government of every country you will travel to and transit through, which includes your departure country, your transit country, and country of your destination.

You can only purchase one such Policy for the same journey, where each trip must begin and end in Malaysia. The maximum period for any one journey shall not exceed 90 consecutive days.

You are advised to note the scale of benefits for death and disablement in your insurance policy. You must nominate a nominee and ensure that your nominee is aware of the personal accident policy that you purchased. To effect payment of claims to the intended trustee(s)/nominee(s), you are required to submit to us the duly completed appointment/change of nominee(s)/trustee(s)’ form in hardcopy within 30 days of your purchase.

The Policy shall be interpreted in accordance with the law and jurisdiction of Malaysia. In the event of claim, please contact any GEGM branch and submit all original receipts, invoices and other relevant documents. The Description of Benefits is brief summary for your easy reference. The detailed terms and conditions are available in the Policy contract.

 Inquiry - Voyager