Affordable term life protection made easy
Ensuring you have access to essential protection is crucial so that your family can lead their lives comfortably with less financial worries, even in your absence. Discover an alternative way to safeguard yourself and your loved ones against life’s uncertainties with Great Term Direct.
Key benefits
Affordable premiums till 80 years
You will receive protection till the age of 80 years next birthday1 .
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Total and Permanent Disability (TPD) Benefit
If TPD occurs prior to age 65 years next birthday, you will receive the Basic Sum Assured in accordance with the TPD provisions of your policy1 .
Financial cushion during bereavement
Your loved ones will receive the first RM5,000 of the Basic Sum Assured upfront upon the death of the Life Assured2,1 .
Easy application
It is easy for you to obtain the protection you need. You just need to answer some simple health related questions and are not required to undergo any medical examinations in order to apply for this plan.
Death Benefit
If death occurs, the balance of the Basic Sum Assured will be payable after deduction of the Bereavement Benefit1
Footnotes and disclaimers
Please do take note of the below to ensure you fully understand what this product does and does not cover.
1 Terms and conditions apply.
2 The payment of the Bereavement Benefit does not constitute an admission of liability by the Company to pay the balance of Basic Sum Assured.
Great Term Direct is a non-participating term plan with guaranteed renewal until 80 years next birthday. You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for the medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.
Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.
The above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive.
Information correct as of 16 November 2017.
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