Facing life’s uncertainties with confidence
Critical illnesses take a toll on your physical health, and the cost for treatment and medication is also a heavy financial burden. Hence, it is crucial to ensure that you have the capability to afford the necessary expenses and protect your loved ones, should this happen to you.
Great Critical Care Direct is a term plan that provides coverage against 45 advanced stage critical illnesses. Along with affordable premiums, you can also choose from a range of coverage amounts to suit your personal and financial needs.
What’s more – you can purchase this plan online from the convenience of your home. We strive to ease application processes so that protection is never far from you and your loved ones.
Extensive critical illness coverage
Should you be diagnosed with any of the 45 critical illnesses listed5 , you will receive a lump sum payment of the Basic Sum Assured .
Affordable premiums till age 80
You will receive protection till the age of 80 years next birthday2 , giving you continuous coverage to live the best of life.
Financial cushion during bereavement
Your loved ones will receive 10% of the Basic Sum Assured upon death of the Life Assured2 , which will cushion their financial shock in tough times. .
It is easy for you to obtain the protection you need. You only need to answer some simple health questions, and are not required to undergo any medical examinations in order to apply for this plan.
Footnotes and disclaimers
Please do take note of the below to ensure you fully understand what this product does and does not cover.
1 Excludes Angioplasty and other invasive treatments for coronary artery disease, which is subject to 10% of the Basic Sum Assured or RM25,000 per life across all distribution channels, whichever is lower.
2 Terms and conditions apply.
Great Critical Care Direct is a non-participating term plan with 45 advanced stage critical illness coverage until age 80 years next birthday. Premiums are payable until the end of the policy term.
You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is cancelled during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.
Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage. Premium is non-guaranteed and the Company reserves the right to revise the premiums of Great Critical Care Direct by giving at least 3 months’ notice.
This brochure is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. You may refer to the consumer education booklet on Medical and Health Insurance (MHI) for more information. The exclusions and limitations of benefits highlighted above are not exhaustive.
Information correct as on 1 March 2019.
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