Enjoy long-term protection that's easy on premium
Nobody can predict what tomorrow brings. But instead of leaving your loved ones' future to chance, you can take proactive steps to ensure their financial security with Great MaxiProtector. In an uncertain world, it's a great way to show them you care, while ensuring your own peace of mind.
Great MaxiProtector is an affordable whole life insurance plan that matures at the age of 99. Depending on your needs and budget, it provides you with the insurance coverage you need. Should an unexpected event happen, and you are unable to provide protection for your loved ones, it will help to take care of their needs when they require financial assistance most.
Key Benefits
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Affordable protection for life
Offering lifetime protection, Great MaxiProtector helps ensure greater financial stability for you and your loved ones1 .
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Maturity benefit
Upon maturity of the plan, the basic sum assured will be paid out1 .
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Financial security for your family
The plan ensures that your family will have the resources to maintain their way of life by paying the basic sum assured in a lump sum if death occurs1 .
Boost your protection with added benefits
Enhance your protection even further by adding supplementary benefits/riders that provide additional protection such as coverage for critical illness, or accidents1 .
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Be protected against TPD
Upon Total and Permanent Disability (TPD) before the age of 65, the basic sum assured will be paid1 , to help meet the needs of you and your family.
Footnotes and disclaimers
Please do take note of the below to ensure you fully understand what this product does and does not cover.
1 Terms and conditions apply.
All ages specified refer to age next birthday.
Great MaxiProtector is a non-participating whole life policy. Premiums are payable until the age of 87 years next birthday, or upon death or TPD, whichever occurs first. The plan will mature at the age of 99 years next birthday. Any increase in coverage shall entail an increase in premium payment. However, the premium rates are guaranteed and will remain the same throughout the premium payment term. You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford.
A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch over your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.
The policy may not have a guaranteed minimum cash value on termination until after you have paid premiums for three years. If you surrender your policy early, you may get back less than the amount you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.
The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive.
Information correct as on 1 February 2015.
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